Resources I use/would use (with discounts/sign-up bonuses):
1) Investing: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer
2) Checking & Savings: Get up to 4.40% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/calebhammer *affiliate link
3) Online security: Protect your online privacy and security NOW and for free by following my link to our sponsor Aura: https://aura.com/hammer
4) Credit building debit card: The first 1000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb
5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.
6) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer
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Chapters:
00:00 Job and income
05:16 They are NOT on the same page
09:38 See now you’re lying
16:10 You guys are scaring me
19:49 MONZO
26:20 Are we cope spending?
32:20 You have so much debt!
37:13 That’s what you buy from AMAZON?!
43:40 You guys are drowning
50:59 401K match wins every time
56:17 You need to budget
01:01:01: 160 hours a week and still F’d
01:04:51 Course Careers
01:06:08 Clean up this mess
01:19:26 Hammer Financial Score
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My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only)? Fill out this brief survey if you are interested: https://forms.gle/TK6huTqbpZ7jwvZo7
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Sponsorship and business inquiries: [email protected]
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*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
Sponsorship and business inquiries: [email protected]