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- Six financial considerations for mid-career professionals - Mid-career financial planning considerations - Mid-career professionals' financial plans - Mid-career professionals
The typical mid-career professional is probably in his or her forties or early fifties. She might have a decade or more under her belt and a decade or more to go.
On one hand, it is never too late to get one’s financial house in order. On the other, there is no such thing as having a plan in place too early. Just as with investing, good financial planning habits have more time to compound the earlier you start.
The truth is that the value of prudent financial planning can and should begin well before reaching retirement. Diversification, thoughtful portfolio allocation, and tax efficiency are important no matter your life stage, but perhaps the most significant period for retirees (i.e., your future self) are those middle-of-career years between the ages of 30 and 55. Decisions that investors make during this period will have the greatest influence on the long-term financial health and lifestyle they experience in retirement.
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